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Apply for a pension due to partial reduction in earning capacity in the event of occupational disability
Insured persons who are unable to work have the option of applying for a pension due to partial reduction in earning capacity in the event of occupational disability.
You are deemed to be unable to work if, for health reasons, you can work less than 6 hours a day compared to healthy people. This applies both to your previous occupation and to another occupation that is reasonable for you.
The pension for partial reduction in earning capacity in the event of occupational disability is calculated on the basis of all pensionable periods that you have acquired up to the onset of occupational disability.
When calculating the pension, it is always checked whether an additional - "fictitious" - period can be taken into account when calculating the pension amount. The reason for this is that, particularly if the pension is claimed at a young age, calculating the pension solely on the basis of the contributions paid in would result in a low pension amount.
This additional - "fictitious" - period is known as the additional qualifying period and is the time between the onset of reduced earning capacity and a certain statutory age. This puts you in the same position as if you had paid contributions up to this age.
If your pension starts before the relevant age limit, you will have to accept deductions. for each month that you retire earlier, the deduction is 0.3 per cent, up to a maximum of 10.8 per cent in total. You can obtain advice from Deutsche Rentenversicherung.
Limitation of the pension:
- Pensions due to partial reduction in earning capacity in the event of occupational disability are paid for a limited period. Temporary pensions start at the earliest from the 7th calendar month after the onset of reduced earning capacity if you have applied for a reduced earning capacity pension in good time. A temporary pension can be extended as part of a continuation procedure.
- If it is unlikely that your reduced capacity will improve solely for medical reasons, you will receive the pension for partial reduction in earning capacity in the event of occupational disability for an indefinite period from the outset. The pension will then begin at the earliest in the calendar month following the onset of the reduction in earning capacity if you have submitted the application for a reduced earning capacity pension in good time
Responsible department
- the municipal or city administration or the insurance office of your place of residence
- the offices of the German Pension Insurance (DRV) or
- voluntary insurance counsellors working for the DRV
Details
Prerequisite
People can receive this pension if they
- were born before 2 January 1961 and are unable to work,
- have paid 3 years of compulsory contributions in the last 5 years before the onset of occupational disability and
- fulfil the general waiting period of 5 years (i.e. 60 months of contribution and replacement periods).
If the reduction in earning capacity is due, for example, to a military or civilian service injury, an accident at workOr civilian service, an accident at work or within 6 years of training, you may be entitled to a pension under "simplified conditions". We recommend that you seek advice from Deutsche Rentenversicherung if necessary.
Procedure
You must apply for the partial disability pension in writing or online.
You can also have your application recorded at the relevant office. You will then also receive advice and assistance on the subject of pensions.
Send the completed pension application form to your pension insurance provider. If it recognises your pension entitlement, the Deutsche Post AG Pension Service will transfer the pension to the account specified in the pension application.
You will receive the pension on the last bank working day of the month for the following month.
You should inform the Deutsche Post AG Pension Service immediately of any changes of address or bank details. Forms are available at any post office. The Pension Service will automatically forward the data to the pension insurance company.
Deadlines
- Application for temporary pensions:
by the end of the 7th calendar month after the start of the reduction in earning capacity - Application for unlimited pensions:
by the end of the 3rd calendar month after the start of the reduction in earning capacity
Note: If you submit your application later, the pension will only be paid from the start of the month of application.
Required documents
any existing medical documents, such as medical reports, specialist reports, hospital discharge reports
Costs
none
Processing time
As a rule, processing takes a few weeks. It depends on the individual case, for example whether additional specialist examinations are necessary.
Miscellaneous
You may earn a limited amount in addition to your pension due to partial reduction in earning capacity in the event of occupational disability. Find out about the supplementary income limits before starting work.
Legal basis
Sozialgesetzbuch Sechstes Buch
- § 240 Rente wegen teilweiser Erwerbsminderung bei Berufsunfähigkeit
Release note
machine generated, based on the German release by: Deutsche Rentenversicherung Baden-Württemberg, 04.07.2024